Families are being pulled in all directions financially these days. Most are concerned with just making ends meet. Putting money away for their children’s education then becomes massively overwhelming in today’s economy. And for some families, an impossible dream.

The Reality of the Cost of College

Up until the 1970’s to the early 1980’s, the idea of working your way through college was within reach. Granted, it wasn’t easy, but it was still attainable. Student loans were more accessible, and had easier terms.

With college tuition skyrocketing, student loan access shrinking, and a poor job market, its put college out of reach for many kids. In fact, its forced many kids to look at community colleges as a stepping stone to a four year institution to earn a bachelor’s degree., and changed the way they enter school. Instead of applying to a four year institution, they’ll first go to a community college, then hope to transfer into a university, thereby cutting the cost of tuition.

Wouldn’t it be better if you can prepare your child for paying their own way through college, and do it a fraction of the cost of contributing to their education financially?

Bringing Back the Idea of Kids Earning Their Way Through College

I recently met a fellow trader, someone who did extremely well in his investments and was able to work a few minutes a day, then spend the rest of his day with his wife and young boys, age 7 and 10. He made an extremely generous living.

To my surprise, he told me that he wasn’t going to pay anything for his boys’ college education. Not one stinking dime. It surprised me that he would be such a cheapskate.

He then explained to me that when they’re old enough, he would … READ MORE ...


As children grow the best things for them to learn and play with include things which are geared toward more science educational toys. They can learn and have fun at the same time. Educational toys help younger children brains develop at a faster rate. Science teaches them not only how things work or how things can be made but also how things in nature and the Earth works and why. These can be fun for the entire family to enjoy and join in on the creating and the building.

One fun and colorful scientific wonder toy is that of special brightly colored sand which when placed in water stays dry. Once it is in the water your child can then have the task of creating different shapes and forms with use of a straw. Another sand related activity is being able to play at digging of cosmic rocks. These are made from Tektites which are meteorite fragments that your child can actually dig into and explore.

They can also grow there very own crystals easily by a kit which includes everything they need. The chemicals within dissolve once they are added to water and then turn into brilliantly glowing crystal like formations. This only takes a few minutes for the chemicals to take affect, then your child can enjoy there new crystal display for weeks even months to come. This helps teach them a little about chemistry and how certain things combine together.

A classic educational toy which also habitats living things is that of the Ant Farms of the early days and still high in popularity today as well. Only now these great farms have new technology to make them even better. Some have illuminated LED colored lights to let your ants live in color. This also … READ MORE ...


How to Balance Your Decision to Raise Thinking Kids With Schools Requesting Over-Involved Parents
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When my child was in the 2nd grade, and her teacher asked me why I didn’t sign her “homework” notebook, I told her it was because I was raising a “thinking” child.

It’s the same reason I didn’t:

  • Go through my kids backpacks every day
  • Pick out my child’s clothes
  • Decide if they would bring lunch or buy lunch
  • Make their lunch if they decided to bring it
  • Sit in the classroom and “observe”
  • Make a special trip to school to drop off a forgotten instrument, pair of cleats or science project
  • Talk to the teacher about my child’s “performance” without my child present
  • And 100 other decisions I made about my role in my child’s educational experience

I believed my primary job was to prepare my kids to leave home at 18 with the confidence necessary to make hundreds of decisions each day, the ability to overcome whatever challenge or obstacle they encounter and to do so with a sense of courage, curiosity and enthusiasm. That is how I defined my job as a mother. I made that decision when my first child came home from Kindergarten with a list of “expectations” the teacher had of me.

Truth be told, when I sat down with my children’s teachers and explained my philosophy, they were, for the most part, supportive. So I have nothing to complain about.

But recently, some of my closest and smartest friends have been struggling with balancing their decision to raise thinking kids and with the school expectations that parents play an “active” role in their child’s educational experience.

Here are a few tips on how to balance your decision to raise thinking kids (who are often, late, messy and leave their stuff behind in the car) with the schools request for over-involved parents.… READ MORE ...


Kids, Media And The 5 Most Recommended Cartoons
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Media can do two items to your child, great or bad. If managed effectively, media can educate our kids in their most vulnerable age as they are growing. All the things they understand in their younger years can and may perhaps stay till they grow old. Often, these factors dictate their behaviors and how they handle their parents.

What do you think is the reason why there are children who are so violent when they undergo tantrums? They tend to hurt everyone they see, especially their weaker peers. It’s in media. What they see on TV, for instance violence can make them think that it’s a good thing. And without anybody teaching them about it, it will affect their lives. Sometimes it will show on their later years.

So where do parents start their job to preempt these impending danger? It all begins in controlling media in the household. May it be TV, radio, comic books and even computers; we have to get hold of them. It’s only the first step. Next, parents should also choose the right shows for their kids. We parents should become some kind of a filtering machine and regulate the stuff our children lay their eyes into.

Now, for the second part of this article, here are the five most recommended cartoon shows that can and may help our children’s growing years. Instead of allowing them to watch nonsense, we should get hold of that remote and give them what they should have.

First in the list is Little Einstein’s by Disney. Aside from the classical music that accompanies the entire show, it boosts our kids’ imagination. The characters are on the space ship travelling around the world while the soothing music plays. And with this, they solve common dilemmas, saving animals and … READ MORE ...


The Role of ELearning in the Education of Gifted Kids
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Which child do you think has the greatest educational needs; a gifted student or a student with a learning disability? Most people will instinctively opt for the child with a learning disability. However, the gifted student often has just as many educational needs. These needs are not always recognized or, in some cases, are dealt with inappropriately.

For example, in an average mixed ability class, a teacher assigns a task which the majority of students should complete at roughly the same time. The gifted student will complete the assignment way ahead of the rest of the class and then want other things to do while his or her classmates finish. The teacher may assume that the gifted student should be able to organize their own time until the rest of the class has caught up. However, this makes a number of assumptions. First, that the teacher has, through appropriate training or experience, recognized the child is gifted, and second, that the student doesn’t want any more feedback from, or dialog with the teacher.

Not all gifted children allow their superior skills to be apparent. A teacher may have no idea that they have a gifted student in their class who needs just as much of their time and attention as the average or remedial student. There are several reasons why gifted kids keep their talents under wrap. Some gifted kids do not want to appear ‘different’ or ‘precocious’ to their classmates. This may be because of fears of bullying or concerns about being ostracized by the rest of the group.

Some older teachers never received the right skills to work with a gifted student when they were training. It’s a fact that teachers who teach kids with special needs are 2.5 times more likely to suffer from high … READ MORE ...


Information and Facts On Ways to Come Across A Fantastic Online Math Tutor
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When a youngster has problems in the subject of math a parent frequently looks for a math tutor to help him, or her. You will discover some who will actually hire an individual to come to their property for as much as two hours a session to give their youngster more instruction inside the topic. Sadly that might get pretty expensive and many will speedily understand that they can not afford it. Their option is always to get their kid the tutoring they need online.

What exactly is interesting to note is the fact that online math tutoring can are available in quite a few forms. Some involve getting a person around the other end on the connection, others don’t and alternatively use an interactive laptop program, though a third variant can incorporate both. As a result a concerned parent must discover a system that is definitely suitable for their child and their pocketbook that will give them what they have to have without having to leave the property.

A lot of from the applications that involve interaction using a reside individual permits for the child to be taught by the exact same particular person nearly every time. Therefore the student are going to be in a position to get to know their instructor and get comfortable with their style of teaching. In this way one’s child is going to be in a position to experience a thing comparable to an in property tutor.

An additional benefit to getting a web-based instructor is that a tutoring sessions can take place at nearly any day and time that they want. Therefore this more instruction might be worked into the busy schedule with the family members members involved. Certainly though when instruction starts a particular schedule should be agreed upon … READ MORE ...